How to Apply for a Title Loan

At Burkholder Lending, we’ve made applying for a title loan quick and easy. Your quote is based on the age and condition of your vehicle, so the nicer the vehicle, the more money you’re likely to receive from your title loan. All we’ll need is your name, phone number, and zip code, as well as some information about your vehicle including the year, make, model, and mileage so we can determine your vehicle’s value. Submit this information and your title loan quote is just seconds away. We’ll be in touch as soon as it’s convenient to discuss your title loan quote and help direct you to the next step in the title loan process.

How It Works

We can bring a lot of short-term financial relief if it’s used correctly, and it has a lot of benefits that traditional loans don’t offer.

If you have poor credit, a title loan might be a great option for you because there are never any credit checks required to qualify for a title loan. With a traditional loan from a bank or other lender, they will check your credit to determine if your credit history is worthy of a loan – basically, they want to know if you’ll ever pay them back. They look at your credit and use your past credit history to guarantee the loan. But for people who have poor credit, getting a traditional loan can be impossible and discouraging as loan applications continue to get denied. But with a title loan, you’re using your vehicle’s pink slip to guarantee the loan instead of your credit score. So even if you have poor credit, you’ll still likely qualify for a title loan.

Title loans Blue Springs are also one of the fastest ways to get access to cash when you need it most. With many of life’s expenses, timing is critical. When you find yourself needing money to pay for a medical bill, or even to get food from the grocery store, you don’t have days or even weeks to wait for a bank to approve your loan application.

We strive to make our title loan process as fast as possible, and we typically have our customers in and out of our offices, cash in hand, in less than an hour. And of course, you can still drive your car while you’re paying back your title loan. Car title loans in Blue Springs can be the answer to your financial difficulties, so think about getting one the next time you find yourself running out of money before payday. Remember, to get a title loan you must own your vehicle outright, and it must have a clean title. We may require an employment verification, although it’s not common.

Always read the
fine print.

It’s also important to thoroughly read your title loan contract so you know what exactly you’re agreeing to. Always read the fine print, educate yourself on the terms as well as the penalties for missing a payment or defaulting, and be sure the payment amount you’re committing to repay is a number that you can realistically deal with each month.

An auto title loan in Blue Springs is not meant to solve all of your financial problems in the long term, but to give you immediate cash to use for immediate expenses. It’s best to use a title loan when you can foresee a way to repay the loan in a relatively short amount of time. This keeps interest payments minimal, and decreases the total amount you end up paying. When you get in a financial bind, don’t max out expensive credit cards trying to make ends meet. Your vehicle has value, so put that value to work. Convert the equity you have in your vehicle into cash that you can use when you need it most.